I was alone. Both my _fiancée_ and the aunt with whom she lived in a boarding-house in Woburn Place had gone down to Guildford to attend the funeral of a friend of the family--a Mrs Merridew; and as I had known the deceased lady by name only, my own attendance had not been considered necessary. So until lunch-time, when I had an engagement, I was taking my stroll, with a particular eye to the smaller of the houses I passed, and many conjectures about the rent of them.

You will remember, if you happen to know that north-western part of London, that away across the Heath, on the Highgate side, there stands up among the trees a lordly turreted place, the abode (I believe it then was) of some merchant prince or other. My eyes had wandered frequently to this great house, but I had lost it again as I had descended to the pond with the swans upon it, and approached the tea-garden that, with its swings and automatic machines, makes a sort of miniature standing Bank Holiday all the year round. During the whole of a youth and early manhood of extraordinary hardship (I was now nearing thirty-five) I had been consumed with a violent but ineffectual ambition, of which those distant turrets now reminded me.... I had been hideously poor, but, heaven be thanked, I had managed to get my head above water at last. Those horrible days were over, or nearly so. I had now, for example, a banking account; and though I seldom risked drawing a cheque for more than two pounds without first performing quite an intricate little sum, the data for which were furnished by my cheque, pass and paying-in books respectively, still--I had a banking account. I had also good boots, two fairish suits of clothes (though no evening clothes), an umbrella, a watch, and other possessions that, three or four years before, had seemed beyond dreams unattainable.

The Debit Account — Part 2

And when I say that I had for long been ragingly ambitious, I do not merely mean that I had constantly thought how fine it would be could I wake up one morning and find myself rich and powerful and respected. Had that been the whole of it, I don't think I should have differed greatly from the costers and showmen who dotted the Heath that Whit-Sunday morning. No; the point rather was, that I saw in the main how I was going to get what I wanted. I, or rather my coadjutor "Judy" Pepper and I between us, had ideas that we intended to "play" as one plays a hand at cards. Therefore, as I walked, I dare say I thought as much about that distant castellated house as I did about the far humbler abode I intended to take the moment I could find a suitable one.

The Debit Account — Part 2