The next speaker was the head of the firm of E.T. Perkins & Co., dry-goods merchants of the Perkins Block. An extremely religious though not a bigoted man, generous, good-natured and jovial, everybody likes him, and we all looked forward with pleasure to hearing his story. He seemed to have difficulty at first in remembering anything sufficiently unusual in its incidents to interest us; for, as he said, we all knew that he had married Mrs. Perkins when he was a clerk in the dry-goods store of her late father, and had succeeded to the business on his death, his wife giving great impetus to trade by her own extravagance in dress, which spread like a contagion among the other ladies of the town, who until then had been mostly satisfied with nice calicoes and cheap merinos. As for love-affairs, continued Mr. Perkins, if he had ever had any before he met Mrs. Perkins he couldn't remember them; but in a _friendly_ way a curious kind of thing had happened to him many years ago in New York, when he was in the white-goods department of one of the big wholesale houses. He was a very young man, not twenty-one, and trying hard to do right amid the trials and temptations of the great city. He was a church-member, and in aid of the funds of the church to which he belonged he had taken one winter a subscription to a course of lectures to be delivered in some hall down town which has now disappeared. Seats were reserved for ticket-holders; and so it happened that he found himself twice a week seated next a lady and her husband to whom he had been previously introduced by a friend after service one Sunday evening, but with whom he had had till then but a bowing acquaintance. Now they fell to chatting of course. He considered the lady very handsome, though older than himself--about thirty perhaps. She was of a full figure--might even have been called stout--with rosy cheeks, pouting lips, laughing black eyes, glossy hair, and a gay, pleasant manner that was very attractive. Her husband was very much the senior of his wife, and was cross, ugly, lame and asthmatic. Sometimes he would leave the hall in the middle of a lecture and go and sit outside in the cold till it was over, when he would join his wife, grumbling at everything in general and her in particular. During these absences Mr. Perkins and the lady had time to exchange many of their views on various subjects, which were found to be very much in accord. In brief, the acquaintance was so pleasant that young Perkins, at the last lecture of the course (the husband having stepped out), made bold to hint that he would be glad to have it continue, and would be happy to call, if agreeable. To his surprise, the lady whispered a few hurried words in his ear of a startling character. Her husband was exceedingly jealous--utterly without cause, of course--and the idea of a young gentleman calling at the house in a friendly way was one that was not to be entertained for an instant. This was a state of things such as young Perkins had never dreamed possible except in the exaggerated and wearisome pages of long-winded novels and unreadable poems in cantos. He immediately exalted himself into a hero of romance, nor was the sensation diminished when he felt the folds of a bit of note-paper slipped between his fingers as he shook hands with the lady at parting. When he returned home he made himself acquainted with the contents of the mysterious billetdoux, and the sentiment of adventure was heightened when he read therein a request which the lady must have written previously to coming to the lecture-hall, since it was in ink. She desired, she said, to bid him adieu before parting _for ever_, and as it was impossible for her to do that at her own home, on account of _something_, she had asked a friend of hers to let her see him at _her_ house. The call must be made at rather an _unusual_ hour--half-past six in the morning. She was going to see a departing friend to the _boat_, and she would stop in Hudson street on her way back. Now, what was more natural, continued Mr. Perkins, for a foolish young fellow to do than to go to the place on the day appointed? The hour _was_ rather unusual, and the morning being bitterly cold the experience was anything but pleasant. The friend's house proved to be in a very disagreeable neighborhood, and the parlor into which he was ushered was a small, musty room, with a dirty carpet on the floor, and otherwise furnished with a few cane-seat chairs and a rickety marble-topped centre-table, the place being rendered still more uninviting by a sheet-iron stove which belched forth volumes of smoke from the unwilling beginnings of a rebellious fire that had just been kindled in it. Mr.