The special bait of the workmen's insurance was the small premium, carrying with it a small policy. In this way the man of small means was to be educated in thrift. As a rule, however, the small man realised, when it was too late, that the agent had promised more than the company could do. He became distrustful; his weekly savings were so scant that it was impossible for him to pay his premiums regularly; with the expiration of each week it became increasingly difficult to make up the back payments, and, before he knew precisely what had happened, his policy had been declared void, and the money he had paid in on it confiscated.
In this way the company made millions. It was the pfennigs of the poorest classes that constituted these millions, made the dividends rise higher and higher, increased the army of clerks, and filled the pockets of the agents.
These agents were recruited from the scum of human society. They were made up of bankrupts, decadent students, gamblers, topers, and beggars. They came from the ranks of those who had been pursued by misfortune and who bore the marks of crime. No one was too small or too bad.
Alfons Diruf, however, saw that it would vastly improve the credit of the company if to this list of outcasts he would add a few eminently respectable citizens. He consequently went out on his own responsibility, and looked for help. His quest brought him to Jason Philip Schimmelweis.
"It's a gold mine," he said; "you work for an ideal, and you get something out of it for yourself. Ideals, incidentally, that are not profitable are idiotic." With that he blew the smoke of his Havana cigar through his nose.
Jason Philip understood. It was not necessary to flatter the leader and politician that was admittedly in him. He nearly ran his legs off working for the company. Alfons Diruf loved this socialist bookkeeper, after a fashion.
Inspector Jordan saw however that the countless brokers were encroaching on his territory and stirring up distrust on the part of his better clients. He lost his interest. The directors felt obliged to send Alfons Diruf a critical memorandum explaining Jordan's case, and showing that he was no longer as efficient as he used to be.