It is hardly necessary to point out that the supply of housing accommodations by the employer has the same influence as the supply of food and clothing. The power as employer may be, and often is, exerted to fix the conditions under which the family life goes on; and the tenant is deprived of the experience of selecting, of choosing, of balancing what one gives with what one gets.[35]
A similar objection may be raised to payment of wages by check. In the old days, before the world went dry, one service the saloon was frequently called on to render was that of cashing checks. Either payment in "lawful money" or an opportunity to exchange at once for lawful money is the only method of paying wages that gives the housewife her full opportunity.
The immigrant housewife is restricted by her ignorance of places and methods of marketing, and so feels the necessity of buying in the immigrant neighborhood. Among the 90 Chicago families from whom schedules were obtained, representing Bohemian, Croatian, Italian, Polish, Russian, Serbian, Slovak, Slovenian, and Ukrainian groups, 72 purchased all their food in the neighborhood stores, 2 kept their own stores, and only 16 were seeking bargains in other localities. Among these 16, 5 were going to larger business centers near their neighborhood, 4 bought in downtown department stores, 1 used a mail-order house, 1 went to a well-established "cash and carry" store, 2 bought in the wholesale markets, and only 2 took advantage of the co-operative association of their own group.
The 72 families who were marketing exclusively in their own neighborhoods were patronizing for the most part stores owned by foreign-speaking people or those employing foreign-born salesmen to attract the housewives of particular groups. A Croatian woman says that when she tries to do her marketing downtown she sees many new things and would like to ask what they are used for, but she does not know how to ask. In her neighborhood store the grocer can easily explain to her. One Polish woman reads the advertisements in the papers and buys where there is a sale. She thinks that an alleged Polish co-operative is expensive and prefers the large department stores, but for the first few years she bought everything in her neighborhood where the clerks speak Polish.