He is fond of gambling, profligate, lavish in his promises, but _lâche_ in the extreme as to their fulfilment. He will never come frankly and openly forward to make a clean breast of a fault committed, or even a pardonable accident, but will hide it, until it is found out. In common with many other non-European races, an act of generosity or a voluntary concession of justice is regarded as a sign of weakness. Hence it is that the experienced European is often compelled to be more harsh than his real nature dictates.
If one pays a native 20 cents for a service performed, and that be exactly the customary remuneration, he will say nothing, but if a feeling of compassion impels one to pay 30 cents, the recipient will loudly protest that he ought to be paid more. [77] In Luzon the native is able to say "Thank you" (_salámat-pô_) in his mother-tongue, but in Panay and Negros there is no way of expressing thanks in native dialect to a donor (the nearest approach to it is _Dios macbáyat_); and although this may, at first sight, appear to be an insignificant fact, I think, nevertheless, a great deal may be deduced from it, for the deficiency of the word in the Visaya vernacular denotes a deficiency of the idea which that word should express.

If the native be in want of a trivial thing, which by plain asking he could readily obtain, he will come with a long tale, often begin by telling a lie, and whilst he invariably scratches his head, he will beat about the bush until he comes to the point, with a supplicating tone and a saintly countenance hiding a mass of falsity. But if he has nothing to gain for himself, his reticence is astonishingly inconvenient, for he may let one's horse die and tell one afterwards it was for want of rice-paddy, or, just at the very moment one wants to use something, he will tell one "_Uala-pô_"--there is not any.

I have known natives whose mothers, according to their statement, have died several times, and each time they have tried to beg the loan of the burial expenses. The mother of my first servant died twice, according to his account.

Even the best class of natives do not appreciate, or feel grateful for, or even seem to understand a spontaneous gift. Apparently, they only comprehend the favour when one yields to their asking. The lowest classes never give to each other, unsolicited, a cent's worth, outside the customary reciprocal feast-offerings. If a European makes _voluntary_ gratuities to the natives, he is considered a fool--they entertain a contempt for him, which develops into intolerable impertinence. If the native comes to borrow, lend him a little less than he asks for, after a verbose preamble; if one at once lent, or gave, the full value requested, he would continue to invent a host of pressing necessities, until one's patience was exhausted. He seldom restores the loan of anything voluntarily. On being remonstrated with for his remissness, after the date of repayment or return of the article has expired, he will coolly reply, "You did not ask me for it." An amusing case of native reasoning came within my experience just recently. I lent some articles to an educated Filipino, who had frequently been my guest, and, at the end of three months, I requested their return. Instead of thanking me for their use, he wrote a letter expressing his indignation at my reminder, saying that I "ought to know they were in very good hands!" A native considers it no degradation to borrow money: it gives him no recurrent feeling of humiliation or distress of mind. Thus, he will often give a costly feast to impress his neighbours with his wealth and maintain his local prestige, whilst on all sides he has debts innumerable. At most, with his looseness of morality, he regards debt as an inconvenience, not as a calamity.





