Lorraine v. Markel American Insurance Company, 241 F.R.D. 534 (D. Md. 2007), is a case in which a landmark decision about the admissibility and authentication of digital evidence was set down in the form of a 100-page opinion by Magistrate Judge Paul W. Grimm.

Facts

Jack R. Lorraine and Beverly Mack had a yacht that was damaged by lightning. While Markel American Insurance Company already awarded costs for repair, more damage was found at a later stage when the yacht was removed from the water. In order to assess the additional damages, both parties entered into an arbitration agreement to assess if these damages were also due to the lightning strike. While both parties seek to confirm and enforce the arbitrator’s decision, this case comes forth from the ambiguous language used in the arbitration agreement regarding the authority of the arbitrator. Where Lorraine (plaintiff) argues that he is entitled to the sum of $36,000 as it was found that the damages came indeed from the lightning strike, Markel (defendant) argues that they acknowledge the damages to be reimbursed, but only to a limit of $14,000 as recommended by the arbitrator. Both parties moved for summary judgment, providing documentary evidence in the form of the arbitration agreement, award, and copies of e-mail correspondence between counsel.

Lorraine v. Markel American Insurance Co.

Decision

Ruling

Magistrate Judge Paul W. Grimm stated that although the language of the arbitration agreement is indeed ambiguous enough to proceed with a trial, neither party provided admissible evidence to support the facts set forth in their respective motions for summary judgment under rule 56 of the Federal Rules of Civil Procedure for the following reasons:

Lorraine v. Markel American Insurance Co.

None of the exhibits were authenticated. No attempt was made to resolve hearsay issues. The original writing rule was not complied with. The absence of unfair prejudice was not demonstrated.

Lorraine v. Markel American Insurance Co.

Both motions were dismissed without prejudice.