The insurance business being once decided on, Mr. Sheldon lost no time in putting it into execution. Although he made a point of secrecy as regarded Mr. Hawkehurst, he went to work in no underhand manner, but managed matters after a highly artistic and superior fashion. He took his stepdaughter to the offices of Greenwood and Greenwood, and explained her wishes to one of those gentlemen in her presence. If he dwelt a little more on Miss Halliday's anxiety for her mother's pecuniary advantage than his previous conversation with Miss Halliday warranted, the young lady was too confiding and too diffident to contradict him. She allowed him to state, or rather to imply, that the proposed insurance was her spontaneous wish, an emanation of her anxious and affectionate heart, the natural result of an almost morbid care for her mother's welfare.
Mr. Hargrave Greenwood, of Greenwood and Greenwood, seemed at first inclined to throw cold water on the proposition, but after some little debate, agreed that extreme caution would certainly counsel such a step.
"I should imagine there was no better life amongst the inhabitants of London," he said, "than Miss Shel--pardon me--Miss Halliday's. But, as the young lady herself suggests, 'in the midst of life we are--'; and, as the young lady herself has observed, these things are--ahem--beyond human foresight. If there were any truth in the aphorisms of poets, I should say Miss Halliday cannot insure too quickly; for the remark of Cowper--or, stay, I believe Pope--'whom the gods love die young,' might very well be supposed to apply to so charming a young lady. Happily, the secretaries of insurance offices know very little about the poets, unless, indeed, Miss Halliday were to go to the Royal Widow's and Orphan's Hope, the secretary of which is the author of dramas that may fairly rank with the works of Knowles and Lytton."
Mr. Greenwood, an elderly gentleman of the ponderous and port-wine school, laughed at his own small jokes, and took things altogether pleasantly. He gave Mr. Sheldon a letter of introduction to the secretary of his pet insurance company, the value of which to that gentleman was considerable. Nor was this the only advantage derived from the interview. The lawyer's approval of the transaction reassured Charlotte; and though she had heard her own views somewhat misrepresented, she felt that an operation which appeared wise in the sight of such a lawyer, standing on such a Turkey hearthrug, commanding such gentlemanly-looking clerks as those who came and went at Mr. Greenwood's bidding, must inevitably be a proceeding at once prudent and proper.