The Joseph C. Hays House at 103-105 West Main Street in Sharpsburg, Maryland, United States was originally built in 1823 as a three-bay side hall double-parlor house in the Federal style. It was soon expanded to the east with a two-bay parlor and one commercial bay. The east parlor entered commercial use during the mid-19th century as a dry goods store operated by Benjamin F. Cronise. Circa 1920 a storefront was added and a copper front was applied with BANK lettered under a central pediment, behind a marquee.
The property combines early 19th century Federal architecture with a good example of early 20th century commercial architectural ornament.
It was listed on the National Register of Historic Places in 2006.